Business Insurance

Securing Your Business, Driving Your Success

Your business is your passion. Our tailored business insurance Montgomery and Fulton County solutions protect businesses and all of Central New York, allowing you to focus on growth, innovation, and achieving your goals.

Explore Your Insurance Options

Customized BUSINESS Insurance Solutions

Business Insurance

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General Business Owner Policies (BOP)

Bashwinger provides affordable, customized business insurance Montgomery and Fulton County solutions. Whether you own a small retail shop or a professional service company, our policies combine essential protections like liability and property coverage into one convenient package. 

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General Liability

General liability insurance covers everything from bodily injury to property damage. Bashwinger’s experts will help you protect your business against lawsuits, injuries, and other risks. We’ll work with you to determine the best liability coverage for your business’s needs.

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Commercial Real Property

Your business property is one of your most valuable assets. Bashwinger offers comprehensive commercial real property insurance that covers everything from fire damage to vandalism. Let us help you protect your physical location with a policy designed for your unique business.

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Worker’s Compensation

Worker’s compensation is a must for any business with employees. Bashwinger makes it easy for you to set up and administer worker’s comp coverage, ensuring compliance with New York State laws. From medical costs to rehabilitation and lost wages, we’ll help you protect your employees and your business.

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Additional Liability

In New York’s litigious business environment, additional liability coverage can protect your assets from unforeseen risks. Whether it’s professional errors, product liability, or advanced auto insurance, Bashwinger can provide coverage that extends beyond basic liability policies to ensure your business is fully protected.

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Contractor/Sub-Contractor Insurance

Working with contractors or subcontractors? Make sure you're covered for any liabilities that might arise. Bashwinger helps you ensure that both you and your contractors carry the right insurance for the job. From general liability to specific contractor risks, we’ll help you cover all bases.